PERSONAL-LOAN

Google/Chrome does not offer personal loans directly. You can use Google/Chrome to search for personal loan providers and visit their websites to apply.

Eligibility criteria for a personal loan may vary depending on the lender. Generally, lenders consider factors such as credit score, income, employment history, and debt-to-income ratio.

The minimum and maximum loan amounts offered by lenders vary. It is advisable to check with individual lenders for their specific range of loan amounts.

The repayment period for a personal loan depends on the lender and the specific loan terms. It can range from a few months to several years.

It may be challenging to get a personal loan with bad credit as most lenders prefer borrowers with good credit. However, some lenders specialize in providing loans to individuals with lower credit scores.

The approval time for a personal loan varies among lenders. It can take anywhere from a few minutes to several days depending on the lender’s evaluation process.

The documents required to apply for a personal loan may vary among lenders. Commonly requested documents include proof of identity, proof of income, bank statements, and address proof.

If you miss a loan repayment, it can negatively impact your credit score and result in late payment fees or penalty charges. It is important to contact your lender immediately and make arrangements to rectify the situation.

Most personal loan providers allow prepayment or early repayment of the loan. However, certain lenders may have restrictions or charges associated with such actions. It is advisable to check with your lender regarding their specific policy.

If your personal loan application is rejected, you can explore alternative lenders or work on improving your credit score before reapplying. Each lender has their own approval criteria, so it is worth considering other options.